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Credit Authorizers, Checkers, and Clerks

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

What you’d do

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.

Skills that matter

  • Active Listening
  • Reading Comprehension
  • Speaking
  • Critical Thinking
  • Social Perceptiveness
  • Time Management

How to get there

Little to some preparation: usually a high school diploma or GED, though some jobs do not need one

Also called

  • Commercial Credit Reviewer
  • Credit Investigator
  • Credit Processor
  • Credit Representative
  • Commercial Loan Reviewer

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